Risk, peril and hazard are all terms used in homeowners insurance. Catastrophe insurance is a type of homeowners coverage that can help you with emergency medical costs resulting from a named peril. For more information on catastrophe insurance, here are the basics:
In most homeowners insurance policies, only specific hazards will be covered and may vary by policy or insurer. Catastrophe insurance is an optional addition, or rider, you can include in a homeowners policy to help cover health costs related to a disaster.
Homeowners insurance protects your personal property against damage. It can also financially protect you and your household from unforeseen injuries caused by your own residence. However, only catastrophic insurance riders will provide broad coverage for emergency medical expenses.
It's crucial to know which hazards are included in your particular policy, and also the limits of your health insurance coverage. Injuries sustained in a natural disaster can make a difficult situation even worse. The more you can do to protect yourself and your finances, the better.
As a Premier Realtor in the Silicon Valley and the San Francisco Bay Area for the past 23+ years, I’m here to provide you with all the resources and information you need to buy or to sell real estate properties. I’m confident that I can offer you the knowledge, tools, and support that most other agents can't.
Serving My Clients with Caring, Honesty, and Integrity are My Daily Business Principles.
Thank you and I look forward to serving you in all your real estate needs!
My Office Locations:
3201 Jefferson Avenue, Redwood City, CA 94062
1408 Chapin Ave, Ste 3, Burlingame, CA 94010
Miranda Jung, MBA, Broker Associate
CLHMS GUILD, ABR, CIPS, CRS, GRI, NCREA, SRES
CAL DRE# 01035759
